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520 1st Ave. N, Surfside Beach
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Pending No HOA

520 1st Ave. N

Surfside Beach, SC 29575

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Home type
Triplex
Beds
Not reported
Baths
Not reported
Sq ft
3,366
Year built
1997
Garage
Not reported
HOA
$0
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Estimated monthly payment

Adjust the down payment, interest rate, and loan term.

Down payment
20% · $129,980

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Estimated total monthly

$3,747/mo

$3,286 principal & interest · $460 taxes & insurance

20% · $129,980

Loan amount $519,920. Estimate only — taxes, insurance, and HOA are approximate. Not a lending quote.

Location and Local Market

About this home

Location, location, location! This no-HOA triplex sits within walking distance of the beach, Surfside Pier, Surfside Park, and all of downtown Surfside Beach, truly the spot to be. Opportunities like this are extremely rare, a true needle in a haystack for this area. The property offers 3,366 total heated square feet across three units, each with 3 bedrooms (one bedroom in each unit is non-conforming due to no closet). Each unit is on separate utilities, which is incredibly rare to find and opens up so many options for a buyer.

Rent all three units for income, live in one and rent the other two, or bring your family and let everyone have their own space. The two front units have been recently renovated with new kitchens, new appliances, and updated bathrooms. The property also features a metal roof and new HVAC systems throughout, and it was built in 1997. The monthly numbers are very solid for this price point, making it a smart investment as well as a versatile living option. Don't miss this rare chance to own a triplex in one of Surfside's best locations!

Also important: Situated in the low-risk Flood Zone X, this property carries low flood risk and typically doesn't require flood insurance from lenders, offering added peace of mind for buyers and investors alike.

Key highlights

  • Location, location, location!
  • This no-HOA triplex sits within walking distance of the beach, Surfside Pier, Surfside Park, and all of downtown Surfside Beach, truly the spot to be.
  • Opportunities like this are extremely rare, a true needle in a haystack for this area.

More property details

Interior

Units
3

Exterior & construction

Zoning
R1

Exterior Finish

  • Vinyl Siding

Foundation

  • Slab

Utilities

Heating and Cooling

  • Central Heat
  • Central Air
  • Electric

Utilities Available

  • Electricity
  • Water Public

HOA & community

Amenities Available

  • Long Term Rental Allowed
  • Owner Allowed Motorcycle
  • Tenant Allowed Motorcycle

Schools

Elementary
Seaside Elementary School
Middle
Saint James Middle School
High
Saint James High School

Price history

Current asking price
$649,900
Listed
Sep 4, 2026
Last price change
Sep 3, 2026
Listing information

Listed with Garden City Realty, Inc. MLS #2622003. Data source: Coastal Carolinas MLS. Information is deemed reliable but not guaranteed.