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221 Oak Bay Dr., Georgetown
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$614,990

Estimated monthly payment

Reduced from $649,990

Price reduced

221 Oak Bay Dr.

Georgetown, SC 29440

The Oaks at Winyah Bay

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Home type
Single family
Beds
4
Baths
3.5
Sq ft
2,417
Acreage
0.19 acres
Year built
2026
Garage
2-car
HOA
$125
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Estimated monthly payment

Adjust the down payment, interest rate, and loan term.

Down payment
20% · $122,998

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Estimated total monthly

$3,670/mo

$3,110 principal & interest · $436 taxes & insurance · $125 HOA

20% · $122,998

Loan amount $491,992. Estimate only — taxes, insurance, and HOA are approximate. Not a lending quote.

Location and Local Market

About this home

Listed at $614,990, this 4-bedroom, 3.5-bath single-family home is in Georgetown, SC. It has 2,417 square feet of living area and a 0.19-acre lot, and the MLS records a 2026 build year. The MLS places it in the The Oaks at Winyah Bay subdivision, Georgetown County.

The Oaks at Winyah Bay active-listing snapshot

In Forturro's MLS data, The Oaks at Winyah Bay has 5 active listings. List prices there run from $614,990 to $1,350,000. Recorded living areas range from 2,417 to 4,520 square feet. Build years on those records span 2019 to 2026. Forturro refreshes this summary about every 15 minutes.

Inside the home

The MLS records a two-story floor plan, with flooring listed as vinyl plank or tile, tile, and carpet. Inside, the record notes washer and dryer connections. Kitchen appliances on the record include a range, dishwasher, refrigerator, microwave, and garbage disposal.

Outdoor space and parking

Outside, the MLS lists a rear porch, a front porch, and a deck. Parking is recorded as a 2-car garage and a garage door opener. Construction fields list a slab foundation.

The community and HOA

The HOA fee is recorded at $125 a month, listed as covering common-area maintenance. Community amenities on the record include a clubhouse and recreation facilities and an outdoor community pool. The MLS records long-term rentals and owner golf carts as allowed — confirm the current covenants before you rely on that.

Systems and utilities

Heating and cooling are listed as central air and central heat. Available utilities are listed as natural gas, public water, and underground utilities.

Forturro summary of published Coastal Carolinas MLS fields, assembled automatically. MLS record updated . The listing brokerage's own description follows below.

Home is Move In Ready! Low Country Raised Beach House Style Home in The Oaks at Winyah with impressive standard features. Home includes Quartz Counters in the Kitchen and all Baths, LVT Flooring in all common areas and the Master Bedroom, Concrete Plank siding on the exterior and Architectural Shingles. This Home has provisions for a future elevator. Close to the shops, restaurants, golf courses and beaches of Georgetown and Pawleys Island. This home features many upgrades that most builders don't include.

Take comfort in one of our newly constructed homes that has a reputation for quality and value. Whether you are a first-time home buyer or looking for your forever home, Let us help you through the buying process and welcome you to your newly built home. Building lifestyles for over 40 years, we remain the premier home builder along the Grand Strand.

We’re proud to be the 2021, 2022, 2023, and 2024 winners of both WMBF News’ and The Sun News Best Home Builder awards, and the 2025 winner of The Sun News Best Home Builder. 2023, 2024, 2025, & 2026 winners of the Myrtle Beach Herald's Best Residential Real Estate Developer award, and 2024, 2025, & 2026 winners of The Horry Independent’s Best Residential Real Estate Developer and Best New Home Builder award. We began and remain in the Grand Strand, and we want you to experience the local pride we build today and every day in Horry and Georgetown Counties.

Key highlights

  • Low Country Raised Beach House Style Home in The Oaks at Winyah with impressive standard features.
  • Home includes Quartz Counters in the Kitchen and all Baths, LVT Flooring in all common areas and the Master Bedroom, Concrete Plank siding on the exterior and Architectural Shingles.
  • This Home has provisions for a future elevator.

More property details

Interior

Kitchen

  • Range
  • Dishwasher
  • Garbage Disposal
  • Refrigerator
  • Microwave

Interior Features

  • Wshr/Dryer Connection

Floor Cover

  • Tile
  • Carpeting
  • Luxury Vinyl Plank/Tile

Exterior & construction

Architectural style
RaisedBeach
Zoning
RES

Levels

  • Two-Story

Foundation

  • Slab

Exterior Features

  • Deck
  • Front Porch
  • Rear Porch

Lot Description

  • Rectangular

Parking

Garage spaces
2

Parking features

  • Garage Door Opener

Utilities

Heating and Cooling

  • Central Heat
  • Central Air
  • Electric
  • Gas

Utilities Available

  • Electricity
  • Natural Gas
  • Water Public
  • Underground Utilities

HOA & community

Amenities Available

  • Home Owners Assoc. Fees
  • Clubhouse/Rec/Facilities
  • Pool - Outdoor Community
  • Long Term Rental Allowed
  • Owner Allowed Golf Cart

HOA Fee Includes

  • Manager
  • Common Maint/Repair

Schools

Elementary
Maryville Elementary School
Middle
Georgetown Middle School
High
Georgetown High School

Price history

Current asking price
$614,990
Original list price
$649,990
Listed
Sep 12, 2026
Last price change
Oct 19, 2026
Listing information

Listed with The Beverly Group. MLS #2622587. Data source: Coastal Carolinas MLS. Information is deemed reliable but not guaranteed.