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20 S Oak Dr., Surfside Beach
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$869,000

Active No HOA

20 S Oak Dr.

Surfside Beach, SC 29575

Floral Beach

In person or by video.

Home type
Duplex
Beds
Not reported
Baths
Not reported
Sq ft
1,736
Year built
1954
Garage
Not reported
HOA
$0
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Location and local market

Map, nearby homes, and current market facts.

Surfside Beach areaGet directions ↗

Nearby active homes — this home + 12 nearby for sale

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Nearby homes

Nearest active homes by reported MLS coordinates · within about 4 mi

About this home

This 2-unit duplex in Surfside Beach, SC is listed at $869,000. The MLS record shows 1,736 square feet of living area and a 1954 build year. It sits in the Floral Beach subdivision in Horry County.

The community

The MLS records short-term rentals and long-term rentals as allowed — confirm the current covenants before you rely on that.

Systems and utilities

Heating and cooling are listed as central air and central heat. Available utilities are listed as public water, underground utilities, and cable TV.

Forturro summary of published Coastal Carolinas MLS fields, assembled automatically. MLS record updated . The listing brokerage's own description follows below.

Welcome to 20 S Oak Drive, a beautifully renovated duplex just blocks from the sandy shores of Surfside Beach! Perfectly positioned on a spacious 0.15-acre corner lot, surrounded by gorgeous mature trees and tucked just behind the iconic Neal & Pam's, this property offers the ultimate combination of beach-town charm, modern upgrades, and exceptional investment potential. Featuring TWO separate units, each offering 3 bedrooms and 2 full bathrooms, this recently upgraded property provides a total of 6 bedrooms and 4 full bathrooms, giving buyers endless possibilities!

LIVE IN ONE, RENT THE OTHER, OR MAXIMIZE YOUR RENTAL INCOME WITH BOTH! With NO HOA and both short-term and long-term rentals allowed, this property is an incredible opportunity for investors looking to expand their coastal rental portfolio, homeowners seeking additional income, or buyers dreaming of a primary residence just steps from the beach. Both units have been extensively renovated, offering beautifully updated living spaces with the comfort and convenience today's buyers and vacationers are looking for.

An outdoor shower makes rinsing off after a day at the beach a breeze, while the generous corner lot and beautiful mature trees create a welcoming coastal setting. LOCATION, LOCATION, LOCATION! Leave the car behind and embrace the Surfside Beach lifestyle! Enjoy a short walk or golf cart ride to the beach, local restaurants, shopping, entertainment, and everything that makes this seaside community so desirable.

Grab breakfast nearby, spend the afternoon with your toes in the sand, and finish the evening enjoying Surfside's fantastic dining and entertainment—all just moments from your front door. Whether you're searching for a high-potential vacation rental, a long-term income-producing property, a multigenerational living arrangement, or a primary residence with the opportunity to offset ownership expenses, 20 S Oak Drive delivers flexibility that's increasingly hard to find this close to the ocean. TWO RENOVATED UNITS. SIX BEDROOMS. FOUR FULL BATHROOMS. NO HOA. RENTAL FLEXIBILITY.

BLOCKS FROM THE BEACH. Opportunities like this in the heart of Surfside Beach don't come along every day. Own the coastal lifestyle, create your own investment opportunity, and make every day feel like a vacation!

Key highlights

  • Welcome to 20 S Oak Drive, a beautifully renovated duplex just blocks from the sandy shores of Surfside Beach!
  • Featuring TWO separate units, each offering 3 bedrooms and 2 full bathrooms, this recently upgraded property provides a total of 6 bedrooms and 4 full bathrooms, giving buyers endless possibilities!
  • LIVE IN ONE, RENT THE OTHER, OR MAXIMIZE YOUR RENTAL INCOME WITH BOTH!

More property details

Interior

Units
2

Exterior & construction

Zoning
RES

Utilities

Heating and Cooling

  • Central Heat
  • Central Air

Utilities Available

  • Electricity
  • Water Public
  • Cable TV
  • Underground Utilities
  • Telephone

HOA & community

Amenities Available

  • Short Term Rental Allowed
  • Long Term Rental Allowed
  • Owner Allowed Motorcycle
  • Tenant Allowed Motorcycle

Schools

Elementary
Seaside Elementary School
Middle
Saint James Middle School
High
Saint James High School

Price history

Current asking price
$869,000
Listed
Oct 8, 2026
Last price change
Oct 7, 2026

Estimated monthly payment

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Down payment
20% · $173,800

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Estimated total monthly

$5,010/mo

$4,394 principal & interest · $616 taxes & insurance

20% · $173,800

Loan amount $695,200. Estimate only — taxes, insurance, and HOA are approximate. Not a lending quote.

Listing information

Listed with Century 21 Palms Realty. MLS #2624777. Data source: Coastal Carolinas MLS. Information is deemed reliable but not guaranteed.